Terms of Use
BenRaya believes healthcare information should be understandable, and so should the policies governing this independent educational website.
Independent educational service
BenRaya, operated by The Nelson M Group LLC, provides general information about medical technology and Medicare. The content is educational only and does not constitute medical advice, legal advice, financial advice, insurance advice, or a personalized coverage recommendation.
No government affiliation
This website is not affiliated with, authorized by, or endorsed by Medicare, the Centers for Medicare & Medicaid Services, or any other government agency. For official Medicare guidance, use Medicare.gov or 1-800-MEDICARE.
Accuracy and changing rules
We strive for clear explanations, but healthcare technologies, coverage rules, enrollment periods, costs, and plan offerings change. Information may be incomplete or outdated. Confirm material details with current official sources and appropriate qualified professionals before acting.
No enrollment or clinical relationship
Using this website, submitting a form, or reading an article does not enroll you in Medicare, change an insurance policy, establish a patient-provider relationship, or create a professional advisory relationship. We do not provide emergency services.
Acceptable website use
You agree not to interfere with site security, submit unlawful or malicious content, misrepresent your identity, or attempt to access systems without authorization. You should not provide sensitive medical, identity, or financial details through the general inquiry forms.
Communications and consent
General Account Notification and Marketing SMS categories are separately optional. Consent is not a condition of using BenRaya. Frequency varies; message and data rates may apply. Reply STOP to opt out and HELP for assistance. A front-end receipt confirmation is not proof that a messaging service has enrolled you.
Privacy and information practices
We do not share, rent or sell data to affiliates or third-party marketers. SMS opt-in information and consent are not shared with third parties for marketing or promotional purposes. Please read the Privacy Notice for the website’s information practices and limitations.
Intellectual property and external resources
Original site text, design, and branding are presented for informational use. References or links to external resources do not imply sponsorship or endorsement. External websites have their own terms and privacy practices.
Availability and limitations
The website may be modified, interrupted, or unavailable. To the extent permitted by applicable law, content is provided without a guarantee of uninterrupted access or fitness for a particular decision. Nothing here excludes rights that cannot lawfully be limited.
Contact and revisions
Questions about these terms can be directed to [email protected]. We may update these terms as operations change; review the published revision date for the latest version.
Questions about this terms of use?
Contact our support team for questions about website practices or the information presented here.
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